"You scored a lot of points with us when you answered my specific questions straight up without any BS. I think other Realtors would have told us what they thought we wanted to hear." - Brad Rosser
"As a first-time homebuyer, I was nervous about the entire process. Step by step, Joe made it easy and fun. His expertise in the Columbus real estate market is a tremendous asset. He is highly recommended!" - Nicolette Horan
"I wanted to say thank you again, so much, for all your hard work. I know that you really put a lot of time into this transaction and I really, really appreciate it. I'm so happy I got the house and it all worked out and I just wanted to say thanks again, you did a great job and i really appreciate it. I will put that on the survey when they send it to me.
If there is ever anything I can do for you, please don't hesitate to give me a call. I will refer every single person I know to you. I'm going to go get my dog and we're going to sit on the floor of our new house and have a glass of champaign.
Thanks a lot Joe" -- Michael Mamp
Is downsizing to a Downtown Columbus Condo in your near future?
Let’s say that you’ve lived in your Columbus area home for some time now and somehow, someway, you’ve not refinanced your home to take advantage of the last couple years of incredible interest rates. Even if you have, consider the logic here.
First, you may want to consider refinancing now, right now. Second, you may want to consider going into an ARM instead of a thirty year fixed if you plan on selling your Columbus Area home in 3-5 years. You could potentially save up to 40%.
This works best if you already have considerable equity in your home, are a good candidate for an interest-only loan and you are certain you’ll be leaving the home (Relocating from Columbus, kids are out college and you’re moving or kids are that age and you’re moving From German Village to Bexley or Clintonville to Worthington for perceived better schools.)
I was just talking about this with a client last week. Thousands of people in Columbus would benefit from this move, though it isn’t for everyone. Just this morning I saw, and was inspired by, a well written post on the subject here from Dan Green, a lender based in Cincinnati, including caveats and best bets. As Mr Green Says, “When your life changes, your mortgage should, too.”
PS – There are also 7-year and 10-year ARMs so possibilities exist no matter your time frame.
