You already know about the Bat Cave & the Fortress of Solitude, but do you know there is a program out there for Ohio’s so called heroes where, if you qualify, you can get some pretty nice rates
Ohio Heroes work hard every day in critical jobs to make a difference in our lives. The Ohio Housing Finance Agency (OHFA) offers a 30-year, fixed-rate mortgage to full-time employees in the following professions:
Active Military
Emergency Medical Technicians
Firefighters
Healthcare Workers
Military Veterans
Paramedics
Police Officers
Teachers
Loans through the Ohio Heroes Program will be at a quarter percent below OHFA’s First-Time Homebuyer Program rates. The borrowers must meet OHFA’s standard mortgage guidelines, which provide low, competitive mortgage rates through conventional loans or FHA, VA and USDA-RD government loans.
5.50% for Ohio Heroes without down payment assistance 5.90% for Ohio Heroes with down payment assistance
Fees 1% origination fee and $150 transfer fee and $79 tax service fee and a .25% adverse market fee (conventional loans only)
Qualified Borrowers
Nontargeted areas: First-time buyer (persons not owning and occupying their principal residence in past three years)
Targeted areas: Anyone may purchase, but must reside in the property (View Ohio’s targeted areas)
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affordable housing finance borrowers
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